The AML/KYC Standard for Banks & Financial Institutions
AML/KYC compliance that works. Sentinel™ meets BSA, USA PATRIOT Act, and global AML obligations with the lowest false positive rate in the industry.
Banks Are the Front Line of Financial Crime
Banks and depository institutions face the most complex and highest-volume AML obligations in any industry. The rise of cryptocurrency, online banking, and cross-border transactions has made detecting suspicious activity exponentially harder while regulators have made penalties exponentially larger.
Legacy rule-based systems generate noise. Your compliance team spends hours chasing false positives instead of focusing on real risk. Sentinel™ changes that with secondary matching criteria that eliminate erroneous alerts and continuous monitoring that keeps your watchlist current without manual re-screening.
Good Tip from Oscar
"The examiner doesn't care that you meant to fix the program. They care that you didn't. An audit trail is not paperwork, it's the difference between a finding and a fine. Get the trail. Keep the trail."
Key AML/KYC Regulations Sentinel™ Helps You Meet
Bank Secrecy Act (BSA)
Sentinel™ automates SAR and CTR filing, maintains un-editable audit logs, and provides the program infrastructure FinCEN examiners expect to see.
USA PATRIOT Act / FinCEN CDD Rule
Customer Identification Program (CIP) and beneficial ownership requirements at 25%+ control threshold are built into Sentinel™'s onboarding and ongoing monitoring workflow.
OFAC Sanctions Screening
Real-time SDN list screening with daily updates. Secondary alert review eliminates false positives before they reach your analysts.
EU AMLA & 6AMLD
The European Anti-Money Laundering Authority (AMLA), operational since mid-2025, directly supervises high-risk cross-border entities. Sentinel™ supports the unified EU AML rulebook requirements.
FCA / MLRs 2017
UK banks must meet the Money Laundering Regulations 2017 and FCA guidance on financial crime. Sentinel™ covers HMT consolidated sanctions list screening alongside OFAC and UN lists.
FINTRAC / PCMLTFA
Full compliance support for Canadian financial institutions: STR filing, large cash transaction reports, five-year re-verification, and SEMA/United Nations Act sanctions screening.
AUSTRAC AML/CTF Act
Australian banks must maintain an AML/CTF program, submit threshold transaction reports, and screen against AUSTRAC's designated list. Same-day integration via API or batch.
FATF Recommendations
Risk-based approach, PEP screening, adverse media, beneficial ownership, and continuous customer monitoring aligned with FATF's updated Recommendation 16 on payment transparency.
Everything Your AML/KYC Compliance Team Needs
Lowest False Positive Rate
Secondary matching criteria date of birth, citizenship, address eliminate erroneous alerts before they reach your team. Your analysts focus on real risk.
Continuous Customer Monitoring
Your full customer portfolio is automatically re-screened when watchlists update. No manual batch jobs. No compliance gaps between periodic reviews.
Un-editable Audit Logs
Every decision, every alert, every override is timestamped and logged in an immutable audit trail. Fully exportable for examiner review at any time.
Real-Time API & Batch Processing
Integrate at onboarding via Real-Time API, or run batch screening across your full portfolio. Same-day go-live less than one business day to integrate.
Global Watchlist Coverage
OFAC SDN, UN, EU, HMT, DFAT, and 50+ additional global sanctions lists all updated daily. PEP screening and adverse media in 5 languages.
Tier 1 & 2 Support
From user training to technical consultation. Dedicated support for large operations. Human support from compliance professionals not a help desk queue.
Your Examiners Won't Wait.
Neither Should You.
Banks have been filing SARs since before most RegTech companies existed. We have too, since 1996. Shinhan Bank America learned the hard way that 'we'll fix it later' costs $15 million. Sentinel™ makes sure your program is airtight before the examiner walks in. Read the case →
We built software so you don't have to read documents like this. Here's a document you have to read.
The information on this website is provided for general informational purposes only and does not constitute legal, regulatory, or compliance advice. Truth Technologies, Inc. makes no representations or warranties regarding the accuracy, completeness, or currency of the regulatory information presented. AML/KYC obligations vary by jurisdiction, institution type, and individual circumstances. Organizations should consult qualified legal counsel or a licensed compliance professional before making compliance decisions. Sentinel Compliance Platform™ is a product of Truth Technologies, Inc.