Real-Time Screening for Every Payment, Every Time
Payment processors, money transmitters, e-wallets, PSPs, and cross-border payment firms operate under some of the strictest AML/KYC obligations globally. Sentinel™ delivers real-time screening and Travel Rule-ready compliance infrastructure.
Payments Are the Highest-Scrutiny AML Sector
Every payment that moves across a border carries AML obligations. MSBs, PSPs, and e-money institutions face CTR and SAR requirements, Travel Rule obligations, and real-time sanctions screening at transaction speed.
Sentinel™ provides payment firms with real-time API screening at transaction speed, batch KYC for customer onboarding, continuous monitoring for portfolio changes, and the immutable audit logs that regulators require.
Good Tip from Oscar
"Speed is not an excuse. The Travel Rule doesn't pause because your payment rails are fast. Originator and beneficiary information must travel with the funds all the way through. Real-time payments require real-time compliance."
Key AML/KYC Regulations Sentinel™ Helps You Meet
BSA / FinCEN MSB Registration
Money services businesses must register with FinCEN, implement AML programs, file SARs and CTRs, and comply with the Travel Rule.
OFAC Sanctions Screening
Real-time OFAC SDN screening is required for every payment transaction. Strict liability applies.
PSD2 / EU AMLA & 6AMLD
Payment institutions licensed under PSD2 are obligated entities under the EU AML Directives. AMLA's 2025 launch directly supervises high-risk cross-border payment entities.
FATF Travel Rule / SEPA
The updated FATF Recommendation 16 strengthens originator and beneficiary data requirements for cross-border payments.
FCA / PSR / MLRs 2017
UK payment firms must be FCA-registered under the MLRs, implement AML programs, and screen against HMT sanctions lists.
FINTRAC / PCMLTFA
All money services businesses operating in Canada must register with FINTRAC and comply with full AML program, KYC, and STR obligations.
AUSTRAC (Remittance / AFSL)
Australian remittance dealers and e-money providers must register with AUSTRAC and file threshold transaction and suspicious matter reports.
MAS / HKMA / CBUAE
Singapore, Hong Kong, and UAE all require payment institution licensing, mandatory AML programs, and sanctions screening for cross-border payment operations.
Everything Your AML/KYC Compliance Team Needs
Lowest False Positive Rate
Secondary matching criteria date of birth, citizenship, address eliminate erroneous alerts before they reach your team. Your analysts focus on real risk.
Continuous Customer Monitoring
Your full customer portfolio is automatically re-screened when watchlists update. No manual batch jobs. No compliance gaps between periodic reviews.
Un-editable Audit Logs
Every decision, every alert, every override is timestamped and logged in an immutable audit trail. Fully exportable for examiner review at any time.
Real-Time API & Batch Processing
Integrate at onboarding via Real-Time API, or run batch screening across your full portfolio. Same-day go-live less than one business day to integrate.
Global Watchlist Coverage
OFAC SDN, UN, EU, HMT, DFAT, and 50+ additional global sanctions lists all updated daily. PEP screening and adverse media in 5 languages.
Tier 1 & 2 Support
From user training to technical consultation. Dedicated support for large operations. Human support from compliance professionals not a help desk queue.
Payments Move Fast.
Compliance Has to Keep Up.
The GENIUS Act made stablecoin issuers financial institutions under the BSA with a January 2027 enforcement date. FINTRAC showed what non-compliant payments looks like: $176M in fines for a single MSB. Sentinel™ runs at transaction speed. Read the GENIUS Act breakdown →
We built software so you don't have to read documents like this. Here's a document you have to read.
The information on this website is provided for general informational purposes only and does not constitute legal, regulatory, or compliance advice. Truth Technologies, Inc. makes no representations or warranties regarding the accuracy, completeness, or currency of the regulatory information presented. AML/KYC obligations vary by jurisdiction, institution type, and individual circumstances. Organizations should consult qualified legal counsel or a licensed compliance professional before making compliance decisions. Sentinel Compliance Platform™ is a product of Truth Technologies, Inc.